December 27, 2019

Credit without a job

If you want to get a loan without a job, it is usually not easy. Banks and credit institutions generally only grant loans to people with proven solvency. Borrowers should not only be debt free, but should also have a regular monthly income. Banks therefore require borrowers to provide proof of income in addition to the Credit Bureau information. But unemployed people in particular often find it difficult to make a living from state aid. Especially those who have earned well before can hardly maintain the usual standard. If larger purchases are due, for example because the washing machine or the car breaks down, it is usually not possible without…

December 23, 2019

How to apply for a loan for master school

Anyone planning to study at a private university or opting for further training to become a master should know that education is not always free of charge. In the skilled trades, the master is a basic prerequisite for successful and future-proof independent activity. How to finance a master school Financing the master school is not always straightforward. The costs for the school quickly take on a four-digit figure, which the prospective master can rarely bear without outside capital. It is precisely these people who receive loans that are used for a master school. Possible forms of credit that are interesting for the financing of a master school are educational loans…

December 23, 2019

Loan despite debt and Credit Bureau

Consumers speak of a loan application despite Credit Bureau if they have forfeited a negative entry. In fact, credit protection has data on every resident, with existing debt in the form of a previously borrowed loan counting as neutral. Basically, the further loan application for existing debts is unproblematic, provided that the customer can pay the previous and the new installments on time. The Credit Bureau information does not provide complete information about existing debts because the credit protection company is not aware of the actual use of credit lines and retailers do not consistently report installment payment agreements. Borrowing despite debt and Credit Bureau through banks If an existing…

December 3, 2019

Loan for self-employed persons without BWA

A loan for self-employed persons without BWA is possible. If you are interested, you should contact one of the numerous direct banks that offer their services on the Internet. However, it should not be forgotten that many self-employed find it very difficult to find a suitable loan. Most German banks or savings banks require a BWA (business accounting) or reject the loan application. Compare loans If you are self-employed or self-employed and looking for a loan for private purposes, you should find out exactly which banks grant a loan to the self-employed. It is not uncommon for self-employed people to be rejected regardless of how high their income is. Many…